Credit cards for bad credit help people with credit scores ranging from 300 to 639 rebuild their credit. The best credit cards for bad credit have annual fees that can go as low as USD 0, and some even give 1% back (or more) on purchases. Moreover, all major credit cards for people that have poor credit, report account information to the credit bureaus each month (certain offers are sponsored). That’s why using the right credit card in a responsible way is the best option when you are strongly looking outside for rebuilding the damaged credit.
The right credit card for most people that have bad credit is a secured card. Secured credit cards charge the lowest fees and offer the best approval odds. But if you are in dire need of a small emergency loan, you will have to compare unsecured cards for people with bad credit, which tend to be pretty expensive. If you are not sure about the credit card, then you can’t go wrong with following 5, that are our editors’ favorites, all of which are were selected from 1,000+ offers.
Best Credit Cards for Bad Credit of 2018:
Credit One Bank Platinum Visa for Rebuilding Credit
- No One Time Fees.
- Regular APR Ranges From 19.74% – 25.74% (V)
- Annual Fees: USD 0-99
- Monthly Fees: None
- Rewards Rate: 0-1% Cash Back
Discover it Secured
- One Time Fees: None
- Annual Fees: USD 0
- Monthly Fees: None
- Secured Card: Min. Deposit USD 200
- Regular APR: 24.99% (V)
- Rewards Rate: 1-2% Cash Back
Capital One Secured Mastercard
- Secured Card: Min. Deposit : USD 49, 99 or 200.
- One Time Fees: None
- Regular APR: 24.99% (V)
- Zero Annual Fees
- None Monthly Fees
Indigo Mastercard for Less than Perfect Credit
- None One Time Fees
- None Monthly Fees
- Annual Fee: USD 0-99
- Regular APR: 23.9%
First Access VISA Credit Card
- One Time Fees: USD 89
- Annual Fee: USD 75 1st Year and USD 48 Later Years
- Regular APR: 29.99%
- Monthly Fees: None 1st Year and USD 6.25 Later Years
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